If you’re considering making a Total and Permanent Disability (TPD) claim, you might be pondering the following: “Why do I need a lawyer? Can’t I do the claim myself?” The answer of course is that you don’t need a lawyer, but there is a reason lawyers exist and a reason superannuation funds and insurance companies...
If you’re considering making a Total & Permanent Disability (TPD) claim, it is helpful to know where to start. The process, like most things legal, can seem (and indeed, can be) daunting, especially when you’re already dealing with the challenges of a life-changing injury or illness. To explain what is involved, we have drawn on...
The three main types of insurance cover commonly available through superannuation are TPD, Income Protection, and Death or Terminal Illness cover. There is no question that superannuation is a vital safety net for many Australians. And that safety net goes beyond the compulsory super contributions your employer pays while you are working. However, misconceptions remain...
Superannuation is designed to provide financial support in retirement, but life doesn’t always work out that way, so it can be possible to access your superannuation early if you need to. The process of doing so is strictly regulated, but that doesn’t mean it can’t be done. If you’re considering accessing your super early, here’s...
