LEONARD AND WELCHLAW & Orderly blog.

BlogCentrelinkConsumer ProtectionDisability Support PensionFinancial AwarenessGovernment BenefitsIncome ProtectionLegal InsightsTotal & Permanent Disability

Accessing the Disability Support Pension (DSP) in Australia

17 February 2026by leonardandwelch

Understanding the Disability Support Pension and Eligibility Understanding the Disability Support Pension can be tricky. If you’ve ever tried to read the Disability Support Pension rules, you’ll know the feeling: it can look like a maze. There are medical reports, impairment points, work capacity tests, and a process that can feel a bit like ‘computer...

BlogCentrelinkConsumer ProtectionFinancial AwarenessGovernment BenefitsIncome ProtectionLegal InsightsRetirement PlanningSuperannuation

What is your Preservation Age?

13 January 2026by leonardandwelch

Your Preservation Age – What is it? “Preservation Age” or “Superannuation Preservation age” is just a fancy term from the Superannuation Industry (Supervision) Regulations 1994 (Cth) that sets the age when you might be able to dip into your “preserved” superannuation savings. Of course, it’s not as simple as just hitting that age. You’ll also...

BlogConsumer ProtectionDeath Benefit DisputesFinancial AwarenessIncome ProtectionInsurance DisputesInsurance LawLegal InsightsSuperannuationTotal & Permanent DisabilityTPD Lawyer

Why Choose Leonard and Welch?

13 January 2026by leonardandwelch

Helping You Access Your Superannuation Benefits — No Win, No Fee If illness, injury, or disability has stopped you from working, your superannuation fund may (and is likely to) include insurance benefits you didn’t know you had. Leonard & Welch can help you access your superannuation insurance benefits. Many Australians are unaware that their super...

Consumer ProtectionFinancial AwarenessIncome ProtectionInsurance DisputesInsurance LawLegal InsightsSuperannuationTotal & Permanent DisabilityTPD Lawyer

Insurance Coverage After Ceasing Work Due to Injury or Illness: A Practical Guide

13 January 2026by leonardandwelch

Insurance Benefits After Injury or Illness When work ceases due to injury or illness, it is essential that you understand what insurance entitlements you might have. In Australia, insurance is typically provided from: Superannuation-linked insurance: TPD, Income Protection and Death insurance. Workers’ Compensation: For work-related conditions Personal insurance: Stand-alone Income Protection (IP), TPD, or trauma...

BlogConsumer ProtectionFinancial AwarenessIncome ProtectionInsurance LawLegal InsightsSuperannuationTotal & Permanent DisabilityTPD Lawyer

I want to change my lawyer during my TPD claim. Is that possible?

13 January 2026by leonardandwelch

Navigating a Total and Permanent Disability (TPD) claim can be a challenging and emotional process. It often involves complex legal and medical requirements, communication with insurers, and a deep understanding of the law. For these reasons, many people choose to engage a lawyer to help them through the process. But what happens if you’re not...

BlogConsumer ProtectionFinancial AwarenessIncome ProtectionLegal InsightsSuperannuationTotal & Permanent DisabilityTPD Lawyer

If I am making super contributions, am I covered for Total & Permanent Disability Insurance 

13 January 2026by leonardandwelch

Many Australians assume that if they are paying into superannuation, they are automatically covered by Total and Permanent Disability (TPD) insurance. While it’s true that most super funds provide insurance to their members, the reality is more complex. Simply contributing to your super does not guarantee that you have TPD insurance. In this blog, we’ll...

BlogConsumer ProtectionDisability Support PensionFinancial AwarenessIncome ProtectionInsurance DisputesInsurance LawLegal InsightsSuperannuationTotal & Permanent DisabilityTPD LawyerWorkers' Compensation 

What if I’m receiving Income Protection Insurance Benefits or Other Similar Benefits, Am I Still Able to apply for a Total & Permanent Disability (TPD) Insurance Benefit?

13 January 2026by leonardandwelch

Navigating the world of insurance and your entitlements can be confusing, especially when you’re dealing with an injury or illness. Many people wonder whether claiming income protection benefits, a disability support pension, or workers’ compensation payments affects their eligibility for a TPD insurance benefit. There is a lot to unpack on these issues, which, if...

Income Protection

The Consequences of Changing Super Funds: Impacts on Income Protection, TPD Insurance and Death Insurance

13 January 2026by leonardandwelch

Insurance in Superannuation provides financial security for Australians. By providing insurance benefits such as Total and Permanent Disability (TPD), Income Protection (IP) and Death Insurance cover, in the event a person stops working due to injury or illness, they can (or should be able to) rely upon this insurance in a time of need. However,...

Newer Posts

Older Posts

Leonard And Welch

62 High Street, Glen Iris VIC 3146
PO Box 1357, Darling VIC 3145
(03) 9969 7077

ACN: 672 156 580
Liability limited by a scheme approved under Professional Standards Legislation.

Copyright Leonard And Welch. Site by Boutique Online Marketing.