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Why Using AI for Your Superannuation TPD Claim Is a Bad Idea

7 April 2026by leonardandwelch

These days, people use AI for everything. Emails. Shopping lists. Holiday plans. School assignments. Awkward text messages they do not want to write themselves (weird, I know!). So, it is no surprise that some people think they should use AI for their superannuation TPD claim The problem is, a TPD claim isn’t a shopping list,...

BlogConsumer ProtectionFinancial AwarenessIncome ProtectionInsurance LawLegal InsightsSuperannuationTotal & Permanent Disability

What Is Procedural Fairness in Insurance Claims?

2 April 2026by leonardandwelch

If you have made an insurance claim and the insurer starts asking awkward questions, getting reports behind the scenes, or hinting at a decline, you might hear the phrase procedural fairness. It sounds fancy. It is not. In plain English, procedural fairness means this: if an insurer is going to make a decision that hurts...

Consumer ProtectionIncome ProtectionInsurance DisputesInsurance LawLegal InsightsSuperannuationTotal & Permanent DisabilityTPD Lawyer

Can you make a TPD claim if you have a mental health condition?

31 March 2026by leonardandwelch

Yes, you can make a claim if you have a mental health condition. A lot of people assume TPD claims are only for physical injuries. Bad back. Crushed knee. Cancer. Stroke. Something you can point to on a scan. But that is not how it works. A mental health condition can absolutely support a TPD...

Income ProtectionLegal InsightsSuperannuationTPD Lawyer

When “Protecting Your Super” Leaves Australians Unprotected

11 March 2026by leonardandwelch

When “Protecting Your Super” Leaves Australians Unprotected Back in 2019, the government brought in the Protecting Your Super package and the Putting Members’ Interests First legislation. The idea sounded sensible enough. Stop people, especially younger workers and low-balance members, from having their super chipped away by insurance premiums they did not know they were paying....

Financial AwarenessInsurance LawRetirement PlanningSuperannuation

Sleepwalking Into Retirement and Ignoring an Important Safety Net: Why Aussies Need to Engage with their Super

20 February 2026by leonardandwelch

Engage With Your Superannuation Superannuation is important for retirement and for providing insurance cover. But here’s a stat that should make you sit up straight: more than one in four Australians can’t even name their own super fund. Not their balance. Not their investment option. Their fund. That’s according to research commissioned by the Super...

BlogCentrelinkConsumer ProtectionFinancial AwarenessGovernment BenefitsIncome ProtectionLegal InsightsRetirement PlanningSuperannuation

What is your Preservation Age?

13 January 2026by leonardandwelch

Your Preservation Age – What is it? “Preservation Age” or “Superannuation Preservation age” is just a fancy term from the Superannuation Industry (Supervision) Regulations 1994 (Cth) that sets the age when you might be able to dip into your “preserved” superannuation savings. Of course, it’s not as simple as just hitting that age. You’ll also...

BlogConsumer ProtectionDeath Benefit DisputesFinancial AwarenessIncome ProtectionInsurance DisputesInsurance LawLegal InsightsSuperannuationTotal & Permanent DisabilityTPD Lawyer

Why Choose Leonard and Welch?

13 January 2026by leonardandwelch

Helping You Access Your Superannuation Benefits — No Win, No Fee If illness, injury, or disability has stopped you from working, your superannuation fund may (and is likely to) include insurance benefits you didn’t know you had. Leonard & Welch can help you access your superannuation insurance benefits. Many Australians are unaware that their super...

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