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The Importance of your treating doctor in TPD claims

10 April 2026by leonardandwelch

When pursuing a Total and Permanent Disability (TPD) claim, probably the most important person in the process is your treating doctor. Most people assume the outcome turns on legal arguments or insurer definitions. In practice, one factor consistently carries decisive weight: the evidence of your treating doctor. Your treating doctor is not just another medical...

BlogConsumer ProtectionFinancial AwarenessIncome ProtectionInsurance DisputesInsurance LawLegal InsightsSuperannuationTotal & Permanent Disability

Why Using AI for Your Superannuation TPD Claim Is a Bad Idea

7 April 2026by leonardandwelch

These days, people use AI for everything. Emails. Shopping lists. Holiday plans. School assignments. Awkward text messages they do not want to write themselves (weird, I know!). So, it is no surprise that some people think they should use AI for their superannuation TPD claim The problem is, a TPD claim isn’t a shopping list,...

Consumer ProtectionIncome ProtectionInsurance DisputesInsurance LawLegal InsightsSuperannuationTotal & Permanent DisabilityTPD Lawyer

Can you make a TPD claim if you have a mental health condition?

31 March 2026by leonardandwelch

Yes, you can make a claim if you have a mental health condition. A lot of people assume TPD claims are only for physical injuries. Bad back. Crushed knee. Cancer. Stroke. Something you can point to on a scan. But that is not how it works. A mental health condition can absolutely support a TPD...

BlogCentrelinkConsumer ProtectionFinancial AwarenessGovernment BenefitsIncome ProtectionLegal InsightsRetirement PlanningSuperannuation

What is your Preservation Age?

13 January 2026by leonardandwelch

Your Preservation Age – What is it? “Preservation Age” or “Superannuation Preservation age” is just a fancy term from the Superannuation Industry (Supervision) Regulations 1994 (Cth) that sets the age when you might be able to dip into your “preserved” superannuation savings. Of course, it’s not as simple as just hitting that age. You’ll also...

BlogConsumer ProtectionDeath Benefit DisputesFinancial AwarenessIncome ProtectionInsurance DisputesInsurance LawLegal InsightsSuperannuationTotal & Permanent DisabilityTPD Lawyer

Why Choose Leonard and Welch?

13 January 2026by leonardandwelch

Helping You Access Your Superannuation Benefits — No Win, No Fee If illness, injury, or disability has stopped you from working, your superannuation fund may (and is likely to) include insurance benefits you didn’t know you had. Leonard & Welch can help you access your superannuation insurance benefits. Many Australians are unaware that their super...

BlogConsumer ProtectionDisability Support PensionFinancial AwarenessIncome ProtectionInsurance DisputesInsurance LawLegal InsightsSuperannuationTotal & Permanent DisabilityTPD LawyerWorkers' Compensation 

What if I’m receiving Income Protection Insurance Benefits or Other Similar Benefits, Am I Still Able to apply for a Total & Permanent Disability (TPD) Insurance Benefit?

13 January 2026by leonardandwelch

Navigating the world of insurance and your entitlements can be confusing, especially when you’re dealing with an injury or illness. Many people wonder whether claiming income protection benefits, a disability support pension, or workers’ compensation payments affects their eligibility for a TPD insurance benefit. There is a lot to unpack on these issues, which, if...

BlogConsumer ProtectionFinancial AwarenessIncome ProtectionInsurance DisputesLegal InsightsSuperannuationTotal & Permanent DisabilityTPD Lawyer

Is It Hard to Get a TPD Payout? A Lawyer with Almost 30 Years’ Experience Explains.

12 January 2026by leonardandwelch

If you’re considering making a Total & Permanent Disability (TPD) claim, it is helpful to know where to start. The process, like most things legal, can seem (and indeed, can be) daunting, especially when you’re already dealing with the challenges of a life-changing injury or illness. To explain what is involved, we have drawn on...

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