LEONARD AND WELCHLAW & Orderly blog.

Consumer ProtectionFinancial AwarenessIncome ProtectionInsurance DisputesInsurance LawLegal InsightsSuperannuationTotal & Permanent DisabilityTPD Lawyer

Insurance Coverage After Ceasing Work Due to Injury or Illness: A Practical Guide

13 January 2026by leonardandwelch

Insurance Benefits After Injury or Illness When work ceases due to injury or illness, it is essential that you understand what insurance entitlements you might have. In Australia, insurance is typically provided from: Superannuation-linked insurance: TPD, Income Protection and Death insurance. Workers’ Compensation: For work-related conditions Personal insurance: Stand-alone Income Protection (IP), TPD, or trauma...

BlogConsumer ProtectionFinancial AwarenessIncome ProtectionInsurance LawLegal InsightsSuperannuationTotal & Permanent DisabilityTPD Lawyer

I want to change my lawyer during my TPD claim. Is that possible?

13 January 2026by leonardandwelch

Navigating a Total and Permanent Disability (TPD) claim can be a challenging and emotional process. It often involves complex legal and medical requirements, communication with insurers, and a deep understanding of the law. For these reasons, many people choose to engage a lawyer to help them through the process. But what happens if you’re not...

BlogConsumer ProtectionFinancial AwarenessIncome ProtectionLegal InsightsSuperannuationTotal & Permanent DisabilityTPD Lawyer

If I am making super contributions, am I covered for Total & Permanent Disability Insurance 

13 January 2026by leonardandwelch

Many Australians assume that if they are paying into superannuation, they are automatically covered by Total and Permanent Disability (TPD) insurance. While it’s true that most super funds provide insurance to their members, the reality is more complex. Simply contributing to your super does not guarantee that you have TPD insurance. In this blog, we’ll...

BlogConsumer ProtectionDisability Support PensionFinancial AwarenessIncome ProtectionInsurance DisputesInsurance LawLegal InsightsSuperannuationTotal & Permanent DisabilityTPD LawyerWorkers' Compensation 

What if I’m receiving Income Protection Insurance Benefits or Other Similar Benefits, Am I Still Able to apply for a Total & Permanent Disability (TPD) Insurance Benefit?

13 January 2026by leonardandwelch

Navigating the world of insurance and your entitlements can be confusing, especially when you’re dealing with an injury or illness. Many people wonder whether claiming income protection benefits, a disability support pension, or workers’ compensation payments affects their eligibility for a TPD insurance benefit. There is a lot to unpack on these issues, which, if...

BlogConsumer ProtectionFinancial AwarenessIncome ProtectionInsurance DisputesLegal InsightsSuperannuationTotal & Permanent DisabilityTPD Lawyer

Is It Hard to Get a TPD Payout? A Lawyer with Almost 30 Years’ Experience Explains.

12 January 2026by leonardandwelch

If you’re considering making a Total & Permanent Disability (TPD) claim, it is helpful to know where to start. The process, like most things legal, can seem (and indeed, can be) daunting, especially when you’re already dealing with the challenges of a life-changing injury or illness. To explain what is involved, we have drawn on...

BlogIncome ProtectionSuperannuationTotal & Permanent Disability

Five Myths About Insurance in Super

12 January 2026by leonardandwelch

The three main types of insurance cover commonly available through superannuation are TPD, Income Protection, and Death or Terminal Illness cover. There is no question that superannuation is a vital safety net for many Australians. And that safety net goes beyond the compulsory super contributions your employer pays while you are working. However, misconceptions remain...

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